The Week 28 Finance Software Report
A category-by-category reading of Week 28 Finance software across ten markets, with assistant ranks and verified evidence.
Week 28 Is the Baseline
This report covers Cooper's first official Finance software hub snapshot: ten category-relative Overall AIQ rankings measured across ChatGPT, Gemini, Claude, and Perplexity during July 6–12, 2026, under scoring version aiq-v2. Each section is its own market record, so the scores and ranks belong inside that category rather than on a combined Finance leaderboard.
Week 28 is Cooper's first official tracked edition, so week-over-week movement is not yet available. Return for the next edition to see the first recorded movers.
The Week 28 baseline has unanimous assistant leaders in Accounting and Financial Close. Displayed rows with 0 sources and 0 mentions appear in Accounting, Procurement, and Financial Close, while FP&A and Procurement each include a displayed product without a Perplexity category rank.
Evidence ordering differs from Overall ordering in every Finance category. That recurring shape is an observation about distinct source domains and verified product-page relationships, not an explanation for rank and not a raw-AIQ comparison between markets.
How to Read This Report
Overall AIQ is category-relative and combines Cooper's Best, Most affordable, and Easiest to set up questions. The assistant columns show each product's published category rank inside that Overall scope. An em dash means there was no category rank in this scope; it does not describe the assistant's intent.
Each compact table shows the category's first three products. Sources counts distinct verified source domains for a product, while Mentions counts distinct cited pages verified as naming that product. The category totals in the prose cover the full category snapshot. Neither evidence measure is presented as the cause of a rank.
Rising AIQ is a separate measurement dimension and is not included in this Overall analysis. Readers looking for emerging-product results can open the separate Week 28 Rising AIQ report.
Accounting
Open the complete Accounting ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 |  Wave | 62 | 1 | 1 | 1 | 1 | 0 | 0 |
| 2 |  QuickBooks Online | 44 | 3 | 2 | 2 | 2 | 31 | 34 |
| 3 | 38 | 2 | 4 | 4 | 5 | 32 | 40 |
Wave leads Accounting at Overall AIQ 62, ranking first on ChatGPT, Gemini, Claude, and Perplexity. QuickBooks Online is second at 44, ranking third on ChatGPT and second on Gemini, Claude, and Perplexity. FreshBooks is third at 38, ranking second on ChatGPT, fourth on Gemini and Claude, and fifth on Perplexity.
The complete Accounting snapshot contains 37 ranked products, 95 cited pages, and 201 verified mentions. Wave records 0 sources and 0 mentions, QuickBooks Online records 31 sources and 34 mentions, and FreshBooks records 32 sources and 40 mentions. Evidence ordering differs from Overall ordering without implying that those counts explain rank.
Subscription Billing
Open the complete Subscription Billing ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 | 64 | 1 | 3 | 1 | 2 | 19 | 23 | |
| 2 | 38 | 4 | 2 | 2 | 1 | 24 | 28 | |
| 3 | 24 | 7 | 5 | 3 | 3 | 8 | 8 |
Stripe Billing leads Subscription Billing at Overall AIQ 64, ranking first on ChatGPT and Claude, third on Gemini, and second on Perplexity.
Chargebee is second at 38, ranking fourth on ChatGPT, second on Gemini and Claude, and first on Perplexity.
Zoho Billing is third at 24, ranking seventh on ChatGPT, fifth on Gemini, and third on Claude and Perplexity.
The full Subscription Billing snapshot includes 37 ranked products, 66 cited pages, and 173 verified mentions. Stripe Billing records 19 sources and 23 mentions,
Chargebee records 24 and 28, and
Zoho Billing records 8 and 8. Evidence ordering differs from Overall ordering, with no causal conclusion attached to the counts.
Spend Management
Open the complete Spend Management ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 | 75 | 1 | 3 | 1 | 2 | 1 | 2 | |
| 2 | 33 | 2 | 2 | 4 | 5 | 19 | 22 | |
| 3 |  BILL Spend & Expense | 31 | 9 | 1 | 2 | 1 | 12 | 16 |
Ramp leads Spend Management at Overall AIQ 75, ranking first on ChatGPT and Claude, third on Gemini, and second on Perplexity.
Expensify is second at 33, ranking second on ChatGPT and Gemini, fourth on Claude, and fifth on Perplexity.
BILL Spend & Expense is third at 31, ranking ninth on ChatGPT, first on Gemini and Perplexity, and second on Claude.
The complete Spend Management snapshot contains 35 ranked products, 74 cited pages, and 152 verified mentions. Ramp records 1 source and 2 mentions,
Expensify records 19 sources and 22 mentions, and
BILL Spend & Expense records 12 sources and 16 mentions. Their evidence order differs from Overall order without being offered as its cause.
AP Automation
Open the complete AP Automation ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 | BILL | 57 | 1 | 2 | 2 | 3 | 1 | 2 |
| 2 | 35 | 3 | 3 | 7 | 2 | 14 | 14 | |
| 3 | 34 | 5 | 4 | 1 | 4 | 4 | 5 |
BILL leads AP Automation at Overall AIQ 57, ranking first on ChatGPT, second on Gemini and Claude, and third on Perplexity. Tipalti is second at 35, ranking third on ChatGPT and Gemini, seventh on Claude, and second on Perplexity.
Ramp Bill Pay is third at 34, ranking fifth on ChatGPT, fourth on Gemini and Perplexity, and first on Claude.
The full AP Automation snapshot includes 35 ranked products, 60 cited pages, and 119 verified mentions. BILL records 1 source and 2 mentions, Tipalti records 14 and 14, and
Ramp Bill Pay records 4 and 5. Evidence ordering differs from Overall ordering, and the snapshot assigns no cause to that contrast.
Travel & Expense
Open the complete Travel & Expense ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 | 54 | 2 | 1 | 1 | 4 | 20 | 24 | |
| 2 | 52 | 1 | 2 | 2 | 1 | 23 | 29 | |
| 3 | 29 | 5 | 3 | 6 | 2 | 11 | 13 |
Zoho Expense leads Travel & Expense at Overall AIQ 54, ranking second on ChatGPT, first on Gemini and Claude, and fourth on Perplexity.
Expensify is second at 52, ranking first on ChatGPT and Perplexity and second on Gemini and Claude.
Navan is third at 29, ranking fifth on ChatGPT, third on Gemini, sixth on Claude, and second on Perplexity.
The complete Travel & Expense snapshot has 30 ranked products, 77 cited pages, and 162 verified mentions. Zoho Expense records 20 sources and 24 mentions,
Expensify records 23 and 29, and
Navan records 11 and 13. The evidence order differs from Overall order without implying that evidence volume determined placement.
FP&A
Open the complete FP&A ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 |  Fathom | 38 | 1 | 2 | 1 | — | 6 | 6 |
| 2 | 30 | 2 | 10 | 3 | 3 | 14 | 15 | |
| 3 |  Anaplan | 21 | 6 | 3 | 6 | 8 | 17 | 19 |
Fathom leads FP&A at Overall AIQ 38, ranking first on ChatGPT and Claude, second on Gemini, and having no category rank here from Perplexity. Workday Adaptive Planning is second at 30, ranking second on ChatGPT, tenth on Gemini, and third on Claude and Perplexity.
Anaplan is third at 21, ranking sixth on ChatGPT and Claude, third on Gemini, and eighth on Perplexity.
The full FP&A snapshot contains 37 ranked products, 76 cited pages, and 194 verified mentions. Fathom records 6 sources and 6 mentions, Workday Adaptive Planning records 14 sources and 15 mentions, and
Anaplan records 17 sources and 19 mentions. Evidence ordering differs from Overall ordering without serving as an explanation for it.
Sales Tax Compliance
Open the complete Sales Tax Compliance ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 |  TaxCloud | 52 | 1 | 2 | 1 | 1 | 7 | 14 |
| 2 | 39 | 2 | 4 | 9 | 13 | 12 | 21 | |
| 3 | 35 | 3 | 3 | 3 | 3 | 13 | 18 |
TaxCloud leads Sales Tax Compliance at Overall AIQ 52, ranking first on ChatGPT, Claude, and Perplexity and second on Gemini. Stripe Tax is second at 39, ranking second on ChatGPT, fourth on Gemini, ninth on Claude, and thirteenth on Perplexity.
Avalara is third at 35 and ranks third on ChatGPT, Gemini, Claude, and Perplexity.
The complete Sales Tax Compliance snapshot includes 24 ranked products, 55 cited pages, and 186 verified mentions. TaxCloud records 7 sources and 14 mentions, Stripe Tax records 12 and 21, and
Avalara records 13 and 18. Evidence ordering differs from Overall ordering, with no causal inference attached.
Procurement
Open the complete Procurement ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 |  Precoro | 44 | 1 | 2 | 2 | 1 | 17 | 20 |
| 2 |  Coupa | 30 | 3 | 6 | 3 | 10 | 0 | 0 |
| 3 |  Tradogram | 22 | 8 | 4 | 1 | — | 5 | 6 |
Precoro leads Procurement at Overall AIQ 44, ranking first on ChatGPT and Perplexity and second on Gemini and Claude. Coupa is second at 30, ranking third on ChatGPT and Claude, sixth on Gemini, and tenth on Perplexity. Tradogram is third at 22, ranking eighth on ChatGPT, fourth on Gemini, first on Claude, and having no category rank here from Perplexity.
The full Procurement snapshot contains 46 ranked products, 93 cited pages, and 161 verified mentions. Precoro records 17 sources and 20 mentions, Coupa records 0 and 0, and Tradogram records 5 and 6. Evidence ordering differs from Overall ordering without implying that the zero-evidence row or other counts caused placement.
Financial Close
Open the complete Financial Close ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 |  FloQast | 51 | 1 | 1 | 1 | 1 | 14 | 15 |
| 2 | 34 | 3 | 3 | 3 | 3 | 0 | 0 | |
| 3 |  Numeric | 29 | 6 | 2 | 9 | 2 | 5 | 6 |
FloQast leads Financial Close at Overall AIQ 51, ranking first on ChatGPT, Gemini, Claude, and Perplexity. BlackLine Financial Close & Consolidation is second at 34 and ranks third on ChatGPT, Gemini, Claude, and Perplexity.
Numeric is third at 29, ranking sixth on ChatGPT, second on Gemini and Perplexity, and ninth on Claude.
The complete Financial Close snapshot includes 35 ranked products, 54 cited pages, and 88 verified mentions. FloQast records 14 sources and 15 mentions, BlackLine Financial Close & Consolidation records 0 and 0, and
Numeric records 5 and 6. Evidence ordering differs from Overall ordering and is not presented as an explanation for the unanimous leader.
Equity Management
Open the complete Equity Management ranking| Rank | Product | AIQ | ChatGPT | Gemini | Claude | Perplexity | Sources | Mentions |
|---|---|---|---|---|---|---|---|---|
| 1 |  Eqvista | 57 | 1 | 1 | 2 | 2 | 7 | 9 |
| 2 | 42 | 3 | 2 | 1 | 4 | 20 | 31 | |
| 3 | 39 | 2 | 4 | 6 | 13 | 10 | 19 |
Eqvista leads Equity Management at Overall AIQ 57, ranking first on ChatGPT and Gemini and second on Claude and Perplexity. Carta is second at 42, ranking third on ChatGPT, second on Gemini, first on Claude, and fourth on Perplexity.
Pulley is third at 39, ranking second on ChatGPT, fourth on Gemini, sixth on Claude, and thirteenth on Perplexity.
The full Equity Management snapshot contains 33 ranked products, 69 cited pages, and 160 verified mentions. Eqvista records 7 sources and 9 mentions, Carta records 20 and 31, and
Pulley records 10 and 19. Evidence ordering differs from Overall ordering, and the snapshot does not assign causation.
What Week 28 Establishes
Accounting and Financial Close establish unanimous assistant leaders for the baseline. FP&A and Procurement establish the edition's displayed absent-rank cases, while Accounting, Procurement, and Financial Close establish the displayed 0-source and 0-mention cases.
Every Finance category also establishes an evidence order that differs from its Overall order. Later editions can be compared with this baseline, but Week 28 itself supports no movement conclusion and no cross-category raw-AIQ hierarchy.
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